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This site was created and is updated by Justin and Tammy McHood -- 2 Arizona natives! From time to time, it will also include updates from a number of people who are having ongoing conversations about anything related to FHA mortgages or real estate in Arizona.
We grew up in Arizona.
We live in Arizona.
We work in Arizona.
Our kids go to school in Arizona.
As the national banks continue to get bigger, we feel that the bigger they got, the more their personal touch went away. So we have taken a different approach.
A friendly, local approach.
Because after all, who better to work with regarding something as complicated as a mortgage than someone you can trust.
Someone with national experience, impeccable credentials and yet who lives locally.
What Tammy Says "About Tammy":
I have a coupon book and an MBA. Both are extremely valuable.
I’ve worked more than a decade in Corporate America and have waited tables to pay for college. I like to shop at Nordstrom’s, but only twice-a-year during their bi-annual sales. I spend too much on my tires because I love my kids and don’t spend much on name brand jeans just because ‘they’re in’. I believe in making commitments and keeping them and balancing my checkbook to the nearest dollar.
I’ve also found that hiring a house cleaner is the key to a happy marriage.
After getting our kids to the point where they mostly leave the house for at least some of the day… I decided to fill my time with helping people find the right mortgage solutions for their home-financing needs.
What Justin Says "About Justin":
I want to throw my hat in the ring as the team member with the best follow up skills! I met Tammy when we were 11 playing little league baseball and it wasn’t until we were 18 that I got her to “go out” with me for the first time. So be sure to vote her as the the most “tolerant” one on the team.
During my 20’s I spent enough time in school to learn about the ins-and-outs of high finance. A couple of degrees later, while many of my friends went to work on Wall Street, I took a right turn and went to work on Main Street. I really didn’t like figuring out discounted cash flows, calculating the weighted average cost of capital or calculating beta for a particular stock anyway — and when I was introduced to the world of mortgage finance by a friend of mine… it stuck!
I have spent most of my 30’s helping people find the right loan program for their particular situation and have enjoyed being part of the industry through the best of times and the worst of times. Over the last few years, people that have worked for me have helped thousands of people get into the home of their dreams or restructure the financing on their existing dream home.
Call us today to learn more about the FHA mortgage options available to you.
480 374 0513
